Terms of Use

1. Acceptance and use of the site

This website, grupocascada.net, is operated by Grupo Cascada S.A.S., NIT (tax ID) 902.066.696-1, domiciled in La Estrella (Antioquia), Colombia. By browsing the site you accept these terms. If you do not agree with them, please do not use it.

The site may be used freely to learn about our services, read our publications and contact us. It is not permitted to use it for unlawful purposes, attempt to access restricted areas, interfere with its operation, submit false information or third-party information without authorization, or extract its content in bulk or by automated means.

The IQ Risk subsite (grupocascada.net/en/iq-risk-en/) presents the services of IQ Risk S.A.S., an allied company. These terms also apply to that subsite, and references to Grupo Cascada S.A.S. are understood to refer to IQ Risk S.A.S. as far as its contents and services are concerned.

2. Intellectual property

The texts, analyses, images, logos, interactive dashboards, tools and documents on this site are the property of Grupo Cascada S.A.S., IQ Risk S.A.S. or their respective authors and allies, and are protected by Law 23 of 1982 and Andean Decision 351 of 1993 on copyright.

You may view, download and print the content for personal or internal use, and quote brief excerpts provided that you mention the source and link to the original page. Any other reproduction, modification, distribution or commercial use requires prior written authorization. Third-party trademarks and logos that appear on the site belong to their owners.

3. Informational scope

The publications and analyses on the site are informational and do not constitute advice for a particular case.

The interactive dashboards and the self-assessment tool are offered as demonstrations, with illustrative or anonymized data. Their results are indicative and do not replace a study or a professional assessment. We strive to keep the information up to date and accurate, but we do not guarantee that it is free of errors or omissions.

4. Links to other sites

The site includes links to third-party pages, such as allies, public entities or social networks. We do not control those sites and are not responsible for their content, availability or privacy policies.

5. Liability

Grupo Cascada S.A.S. is not liable for damages arising from the use of the site or from decisions made based exclusively on its content, nor for interruptions, technical failures or viruses that are not attributable to it. We will do what is reasonable to keep the site available and secure.

6. Personal data

Personal data you provide through the forms or by email are processed in accordance with our Personal Data Processing Policy and, on the IQ Risk subsite, in accordance with the IQ Risk S.A.S. Personal Data Processing Policy.

7. Changes to these terms

We may update these terms at any time. The current version is the one published on this page, with its effective date.

8. Governing law and jurisdiction

These terms are governed by the laws of the Republic of Colombia. Any dispute related to the site will first be sought to be resolved directly; if that is not possible, it will be submitted to the competent courts of Colombia.

9. Contact

For any questions about these terms, write to us at contacto@grupocascada.net or call us at (+57) 317 635 4371.